Home Financing

Roofing Financing Made Simple

Looking for roofing financing that fits your budget and timeline? We provide flexible, low-stress financing plans to help you move forward with confidence—whether you’re replacing a roof, repairing storm damage, or upgrading your home. All work is performed by factory-trained laborers and backed by strong manufacturer warranties to ensure long-term peace of mind.

Get Your Estimate Today

Flexible Financing Options

As a Roofing Company with financing, we offer easy and accessible plans through trusted providers like Service Finance, GoodLeap, Synchrony, PACE, Mosaic, Aqua, and GreenSky. So you can choose the option that works best for you.

$0 Down, 0% Interest for 3, 6, or 12 Months

Fixed-Rate Financing – 12 or 15 Years at 9.99%–12.99% APR

$0 Down, Low Monthly Payments for 18 Months

Solutions for Every Budget

Current Promotions & Limited-Time Offers

Take advantage of exclusive savings while they last:

Why Finance with Universal Roofing & Construction?

Over 20 Years of Proven Experience

Fully Licensed & Insured (License #1087432)

Factory-Trained Installers & Certified Contractors

All Work Backed by Manufacturer Warranties

Fast Approvals & Flexible Payment Plans

Real Customer Testimonials

This company was very professional at what they did from beginning to end. The crew was very careful and clean after each stage of the job. The project managers Chris and Art took care of everything to my satisfaction. This company is heaven sent.

UB was awesome! They got the job done quickly, and my new roof looks fantastic. The team was really easy to work with and kept everything clean and organized. I couldn’t be happier with how smooth the whole process was. Highly recommend them. Really appreciate the great job you guys did!

I would highly recommend this company to whomever wants to get there roof done professionally. Chris and Andy assured everything would be done in my satisfaction from beginning to end. The crew was very careful and clean during the whole duration of this project.

I love my traditional tile roof! It’s beautiful, durable, and keeps my home comfortable year-round. The installation was smooth, and the quality is outstanding. It’s a great long-term investment, and I highly recommend it!

Meet All Our Services

Residential Roofing

Commercial Roofing

Storm Damage Restoration

Emergency Roof Tarping

Home Remodeling

Windows Replacement

HVAC

Retrofit & Foundation

Find Roofing Financing Near You

Serving All of Southern California

Our experienced team delivers premium roofing services across Southern California, customized to meet the specific demands of each community we serve

Los Angeles, CA

San Jose, CA

How Our Financing Process Works

Schedule a Free Inspection

We evaluate your project and provide a transparent quote.

Explore Your Options

Choose from a range of trusted lending partners and plans.

Apply in Minutes

Most applications are quick and can be completed online or with our help.

Get Approved Fast

In many cases, you can start your project right away.

Enjoy Peace of Mind

With flexible terms, expert installation, and warranty protection.

Take the Next Step Today

If you need a new roof, emergency repairs, or a full-scale renovation, we’re here to help make it happen—without the financial stress. Our roofing financing options are built for homeowners and businesses who need fast, affordable solutions without compromising on quality.